The Life-Changing Magic of Tidying Up: Why Tidying Can Also Save Your Wallet

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I’m currently reading The Life-Changing Magic of Tidying Up: The Japanese Art of Decluttering and Organizing. The book’s premise is basic, really: it’s essentially a narrative how-to guide for organizing a messy home. One of the book’s most important recommendations is that you should look at each individual item you own and ask yourself whether […]

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When Airbnb Is a Good Deal, And When It Isn’t: Urban vs. Rural

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I recently booked an Airbnb for a summer trip to Cape Cod, and I noticed in the process that Airbnb is not by definition always vastly cheaper than comparable hotels. In fact, in some cases, Airbnb is a lot more expensive than nearby hotels. Like, hundreds of dollars more per night. So, I did some […]

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5 Budgeting Tips for a Pet

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First, some personal news: I’m getting a cat! This comes after a brief week-long experience with cat-sitting at my apartment. I’ve had two cats at my place for the past week, and have really enjoyed their presence, so I’m going to get one of my own! I grew up with a cat at home, and […]

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Profit Margins And Your Choices At a Restaurant

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Last night, my parents were visiting me here in Boston. We were having a tough time finding a restaurant that didn’t have an hour+ wait, so we ended up eating at… the Cheesecake Factory. While I usually avoid chain restaurants (or restaurants all together!), I don’t actually mind the Cheesecake Factory — its food is […]

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How to Think About Healthcare Deductibles — and the Mistake I Made With Clindamycin

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Short story: I have acne. It’s not the world’s worst acne, but I still have to keep on top of it with face creams and such. A while back, my primary care doctor prescribed me a clindamycin topical cream, and it helped clear my skin quite a bit. This was years ago, though — and […]

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Things You Don’t Need #14: Processed Foods

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While this post is a bit of a blanket statement, let me clarify: in general, processed foods are more expensive (and not always that much more convenient) than their non-processed equivalents. Let’s take an example: pancake mix. I’ve always found pancake mix to be such a frustrating product. We pay $2-$3 for a box of […]

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Why Most Reasonable Economists Would NOT Work All Day, And Save Every Penny

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I was reading Brian Tramuel‘s “Richer Understanding” post over at RetirementSavvy the other day, and it got me thinking about the economics of work, saving and leisure. It’s not hard to find bloggers in the personal finance blogsphere who are determined to save upwards of 50%, 60% or even 80% of their income. They’re also […]

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Why You Should Always Be Skeptical of Data About “Rising Prices.” Like the Soaring Cost of College.

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The rising cost of college is a hot topic in the media these days. This afternoon, I was reading through my local Boston Globe, when I found this: “These charts show the soaring cost of college,” by Matt Rocheleau. So, naturally, I thought wow! just a few charts to magically show the soaring cost of […]

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How Does Your Net Worth Stack Up? 3 New Ways to Measure Your Net Worth

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Everybody is sharing their net worth on the internet these days. Rockstar Finance keeps “The Ultimate List of Blogger Net Worth” listed on their website. They’ve even churned the data so you can see where you rank percentile-wise. It’s pretty neat stuff! But as I’ve written before, not everyone’s keeping track of their net worth […]

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Why Introverts Save More Money

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Introverts often get a bad rap. They’re shy, timid, and perhaps even boring. But there’s one thing that introverts excel in: saving money. Canadian Professor Jacob B. Hirsch published an article called “Extraverted populations have lower savings rates.” Hirsch found that, whether comparing states to other states, or countries to other countries, those places that […]

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